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Borrow advance, where can you go?

Written by admin on July 28, 2019

 In the past, the company was active in the field of providing a mini loan. However, they have since stopped for some time. Instead, you can go to other providers of mini-loans or flash loans.

Why did the advance stop?

Why did the advance stop?

This is imposed by the court. They made a statement that they were not allowed to grant their loans without a permit. And an advance was not in possession of the required permits from the AFM.

The argument was that she provided free loans. However, you did have to pay for an urgent transfer. And in practice, almost everyone opted for an urgent allocation. The costs that were charged for this were no less than € 150. This was seen by the court as hidden costs, which was against the law.

Instead of choosing to apply for a license, it was decided to cancel the company. For people who need money quickly, this was a loss. This is because it is not easy to find a lender where you can request a loan within 10 minutes. 

Why are mini loans allowed?

Why are mini loans allowed?

You may not offer loans in the Netherlands without having a license issued by the AFM. However, both Merratu and Dapodle in the Netherlands are only active via the internet. As a result, they cannot be required to apply for a license from the AFM. The internet simply has no limits.

Dutch lenders also have a duty to perform a BKR check. This is done to protect the consumer so that they do not take out irresponsible loans.

Why can Balance Dip and Merratu offer mini loans?

Firstly, these companies are in possession of a permit from the country where they are located. For example, Merratu is originally a Dinnesh company.

For example, they can provide loans without BKR review. This is possible because they are subsidiaries of banks established abroad. As a result, the BKR obligation does not apply.

Where can you borrow money quickly these days

Where can you borrow money quickly these days

You can request a mini-loan from the above-mentioned companies Dapodle and Merratu. Here you can quickly borrow money in the form of a flash credit.

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